A car accident can turn an ordinary day into one of confusion, fear, and costly consequences. While it’s natural to feel overwhelmed in the aftermath of a crash, the steps you take—or fail to take—can significantly impact your health, finances, and legal rights. At Shaumyan & Derbarseghian, LLP, we’ve helped countless clients recover from car accidents, and we’ve seen the same avoidable mistakes again and again. This blog outlines those mistakes and how to protect yourself.
1. Not Calling the Police
Many people assume that if the accident seems minor, there’s no need to involve law enforcement. That’s a critical mistake. A police report creates an official record of the crash, which can:
- Support your insurance claim
- Help establish fault
- Provide evidence if a legal dispute arises
Even if both parties agree on what happened, memories fade and stories change. Always request that an officer come to the scene.
2. Admitting Fault at the Scene
You may feel compelled to apologize or accept blame, especially if you’re in shock. But statements made at the scene can be used against you later. Even saying “I’m sorry” might be misinterpreted as an admission of guilt.
Let the facts speak for themselves. Provide accurate information to the police, but avoid speculating about fault.
3. Failing to Gather Evidence
If you are physically able, take the following steps at the scene:
- Photograph damage to all vehicles
- Document injuries, road conditions, traffic signs, and skid marks
- Get contact information from witnesses
- Exchange insurance and license details with all drivers
Evidence can disappear quickly. Photos and witness statements can play a major role in proving what happened.
4. Delaying Medical Attention
Some injuries, like whiplash or internal trauma, don’t show symptoms right away. Waiting days or even hours to seek treatment can:
- Delay your recovery
- Weaken your injury claim
- Give insurers an excuse to argue your injuries weren’t serious or related to the crash
Always see a doctor as soon as possible, even if you feel “okay.”
5. Not Reporting the Accident to Your Insurance
Failing to notify your insurer promptly can result in:
- Denial of coverage
- Policy cancellation
- Delays in processing your claim
Even if the other party is at fault, your own insurance may provide benefits like medical payments or collision coverage. Report the incident within the time frame required by your policy.
6. Accepting a Quick Settlement
Insurance adjusters may offer a fast payout in exchange for a signed release. But this amount is often far less than what you’re entitled to—especially if injuries worsen over time.
Once you accept a settlement, you generally cannot pursue additional compensation. Always consult an attorney before agreeing to a settlement.
7. Posting About the Accident on Social Media
What you post can and will be used against you. Sharing photos, updates, or comments about the accident or your injuries can undermine your case.
Insurance companies often monitor claimants’ social media activity. Even seemingly innocent posts can be twisted to suggest you’re exaggerating your injuries.
8. Failing to Contact a Personal Injury Attorney
You might assume the insurance company will treat you fairly—but their goal is to minimize payouts. An experienced attorney can:
- Help you understand your rights
- Collect and preserve evidence
- Handle negotiations and paperwork
- Maximize your compensation
The earlier you involve legal counsel, the stronger your case can be.
How Shaumyan & Derbarseghian, LLP Can Help
Car accident cases are more complicated than they appear. From dealing with insurance companies to proving liability, having the right legal support is essential.
Our firm has years of experience representing injury victims across California. We offer:
- Free consultations
- No fees unless we win your case
- Personalized legal strategies tailored to your circumstances
We take care of the legal stress so you can focus on healing.
Protect Yourself by Knowing What to Avoid
A moment of hesitation or a well-intentioned mistake after a car accident can cost you thousands in medical bills, lost wages, or denied claims. Knowing what not to do is just as important as knowing what steps to take.If you or a loved one has been injured in a car accident, contact Shaumyan & Derbarseghian, LLP today for a free consultation. We’re here to answer your questions and fight for the compensation you deserve.
